• Up to 5% cash back. *see website for full details
• 0% introductory APR.
• No annual fee.
• Pay over time or pay in full.
• Built-in Smart Chip with ID Keeper.

Earn Up to 5% Cash Back

• Blue Cash from American Express combines an easy way to earn up to 5% cash back with the intelligent benefits of Blue.    You’ll earn cash back on virtually everything you buy, and earn cash back even faster at supermarkets, gas stations, drugstores, and home improvement stores.    There's no minimum spending required, so you can start earning cash back right away.    Watch your rebate accumulate on your monthly statement, and you’ll get a cash back credit to your account every year.

• Blue Cash has no annual fee, a 0% introductory APR on purchases for the first six months of Cardmembership, and then a rate of Prime plus 4.99%, 6.99% or 9.99%.    Also, you'll receive a grace period up to 20 days and a line of credit up to $100,000.

• Pay your regular monthly bills automatically with Blue Cash and start earning cash back on everything from telephone and cable bills to parking and transportation expenses.    Special payment features may not apply to all long distance calling plans.    Not all providers service all markets.

• Additional Cards let you share virtually all the benefits and services of the card with friends or family members.    What's more, additional cards earn you up to 5% cash back.    So go ahead and order your fee-free Additional Cards when you activate this one.    Additional Cards can be issued to qualified individuals over the age of 18.

• Transfer balances from your higher-rate MasterCard ®, Discover ®, and Visa ® cards to your American Express ® Card account with no transaction fee (for this offer.    Fees may apply thereafter).    Then enjoy the low APR: as low as a fixed rate of 5.99% for life of balance (until the balance is completely paid off), on BT requests submitted with this application.

• Your Year-End Summary of charges can take the hassle out of bookkeeping.    All your Card purchases will be conveniently itemized and listed in categories, such as lodging and merchandise.    It's an indispensable tool for preparing taxes and budgeting.    To receive your Year-End Summary, call 1-800-430-1000.

• American Express is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime.    For immediate service, call the phone number on the back of your Card.

• Use the American Express Card online, and you won't be responsible for any unauthorized charges.    Period.    No fine print, no deductible - just pure protection, so you can shop with confidence anywhere on the Internet.

• Now your Smart Chip lets you surf the Web, shop, and manage your finances with ease, security, and convenience!    ID Keeper is the new free Web tool that stores your favorite URLs, log-in, and personal data on your Smart Chip, so you'll never have to input them again!

• You can view up-to-date billing information online, including transactions, charges, and payments.

• The Smart Card Reader enables you to take advantage of the enhanced online security provided by Private Payments ®. Private Payments ® provides a secure, temporary transaction number to use instead of your actual Card number when shopping online. The Reader ensures that only you have access to this feature from your PC. Simply insert Blue into the Reader, enter your PIN (Personal Identification Number), and use Private Payments to shop online with confidence.

• Return Protection lets you return a covered item purchased with the Card [ even if you purchased it online ] when the merchant won't take it back. Just contact us within 90 days of the purchase, and you will be reimbursed for the full purchase price, up to $300 per covered item.

• The Buyer's Assurance Plan extends the terms of the original manufacturer's warranty on a covered product purchased entirely with the Card up to one additional year on U.S. warranties of five years or less.3

• The Purchase Protection Plan provides added protection-at no extra cost-for accidental damage to or theft of covered items purchased with the Card.

• Car Rental Loss and Damage Insurance offers security when you use an eligible Card to reserve, pick up, and pay for an auto rental. The Plan provides coverage for theft of and damage to most vehicles for up to the first 30 days of a rental. Simply decline the rental company's full Collision Damage Waiver (CDW). Car Rental Loss and Damage Insurance is always in excess of your other sources of insurance. No coverage is provided in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand.

• Enjoy the security and convenience of access to Emergency Card Replacement services by calling 1-800-964-8542 or visiting one of over 1,700 Travel Service locations worldwide.

• Access your credit line 24 hours a day at more than 500,000 ATMs worldwide with Express Cash. To activate Express Cash, simply call 1-800-CASH-NOW (1-800-227-4669).

• Whether you're close to home or traveling abroad, the Global Assist Hotline offers valuable pre-trip information, including visa and inoculation requirements, customs and VAT regulations, and foreign exchange rates, as well as medical and legal referrals.

• Travel Accident Insurance provides up to $100,000 in accidental death and dismemberment insurance while traveling on a common carrier (plane, train, ship, or bus) when the entire fare has been charged to the Card.